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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer : Ok-Life-Accident-and-Health-or-Sickness-Producer Exam

Ok-Life-Accident-and-Health-or-Sickness-Producer actual test
  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Aug 13, 2026
  • Q & A: 157 Questions and Answers
  • PDF Demo
  • PC Test Engine
  • Online Test Engine
  • Total Price: $59.99  

About Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer : Ok-Life-Accident-and-Health-or-Sickness-Producer Exam

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Accident and Sickness Insurance15-20%- Critical illness insurance
- Sickness-related coverage
- Hospital indemnity insurance
- Accident-only policies
Health Insurance Fundamentals20-25%- Disability income insurance
- Major medical insurance
- Preferred provider organizations (PPOs)
- Health maintenance organizations (HMOs)
- Dental and vision coverage
Insurance Marketing and Sales10-15%- Replacement regulations
- Recordkeeping requirements
- Sales practices and disclosures
- Suitable product recommendations
Ethics and Professional Conduct10-15%- Disclosure requirements
- Handling customer complaints
- Antifraud regulations
- Fiduciary responsibilities
Oklahoma Insurance Regulations20-25%- Licensing requirements and procedures
- Market conduct regulations
- Unfair trade practices prohibitions
- Oklahoma Insurance Code requirements
- Consumer protection regulations
Life Insurance Basics15-20%- Types of life insurance policies
- Policy provisions and riders
- Beneficiary designations
- Cash value and loan provisions

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. In a term life insurance policy, premiums may be increased at the renewal of the policy. Prior to renewal, the premiums would be considered

A) convertible.
B) variable.
C) adjustable.
D) level.


2. The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy is referred to as

A) twisting.
B) churning.
C) rebating.
D) subrogation.


3. Credit and accident disability plans are designed to

A) help an insured pay off a loan in the event of an accident or sickness.
B) pay medical and dental premiums for the insured.
C) pay for legal actions against the insured.
D) replace an employee's income.


4. The insured is dissatisfied with the handling of a claim. How long does the insured have to bring a lawsuit against the insurer?

A) 1 year
B) 3 years
C) 5 years
D) 7 years


5. Which one of the following types of benefits is often excluded from coverage under an HMO plan?

A) In-patient surgeries.
B) Out-of-area emergency services.
C) Physical examinations.
D) Adult routine eye examinations.


Solutions:

Question # 1
Answer: D
Question # 2
Answer: A
Question # 3
Answer: A
Question # 4
Answer: C
Question # 5
Answer: D

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