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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 : NY-Life-Accident-and-Health Exam

NY-Life-Accident-and-Health actual test
  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Aug 11, 2026
  • Q & A: 122 Questions and Answers
  • PDF Demo
  • PC Test Engine
  • Online Test Engine
  • Total Price: $59.99  

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Insurance Regulation and General Principles20%- New York Insurance Code and Laws
  • 1. Licensing Requirements and Procedures
    • 2. Producer Responsibilities and Ethics
      • 3. Unfair Trade Practices
        - Insurance Concepts
        • 1. Contract Law and Policy Structure
          • 2. Risk Management and Insurable Interest
            Accident and Health Insurance35%- Government Health Programs
            • 1. Medicare and Medicaid
              • 2. New York State Specific Programs
                - Policy Provisions and Claims
                • 1. Coordination of Benefits
                  • 2. Eligibility and Enrollment
                    - Health Insurance Basics
                    • 1. Medical Expense and Disability Income
                      • 2. Group vs Individual Coverage
                        Underwriting, Marketing and Sales Practices15%- Application and Underwriting Procedures
                        • 1. Risk Classification and Selection
                          - Sales and Customer Service
                          • 1. Suitability and Disclosure Requirements
                            Life Insurance Products and Provisions30%- Types of Life Insurance Policies
                            • 1. Annuities and Retirement Products
                              • 2. Term, Whole Life, Universal Life
                                - Policy Provisions, Riders and Options
                                • 1. Non-forfeiture Values and Dividends
                                  • 2. Beneficiary Designations

                                    Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                                    1. Which approach considers the future needs of the survivors in determining amounts of life insurance?

                                    A) Needs Approach.
                                    B) Living Benefits Approach.
                                    C) Cost Comparison Approach.
                                    D) Human Life Value Approach.


                                    2. What period of time can a life insurance application be backdated?

                                    A) 1 year
                                    B) 3 months
                                    C) 2 weeks
                                    D) 6 months


                                    3. Stranger originated life insurance violates which of the following statutory requirements?

                                    A) Insurable interest.
                                    B) Trust ownership.
                                    C) Right of rescission.
                                    D) Commission sharing.


                                    4. Which of the following is required of a covered entity subject to New York ' s cybersecurity regulation?

                                    A) Eliminate known threats to its information system
                                    B) Ensure that all nonpublic information is properly disclosed
                                    C) Publicly describe the protection of its information system
                                    D) Conduct a risk assessment of its information system


                                    5. Insurance that is designed to pay the balance of a loan if the insured dies before the loan has been repaid in full is

                                    A) universal life.
                                    B) credit life.
                                    C) life settlement.
                                    D) whole life.


                                    Solutions:

                                    Question # 1
                                    Answer: A
                                    Question # 2
                                    Answer: D
                                    Question # 3
                                    Answer: A
                                    Question # 4
                                    Answer: D
                                    Question # 5
                                    Answer: B

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